Gen Z credit scores - Daily Scope 24

Gen Z credit scores: higher than before Covid — and more split

August 25, 2026 by Daily Scope 24

Gen Z credit scores: terracotta-and-slate FICO dial climbing over dissolving student-loan paper stack

Gen Z credit scores rose 17 points since 2019 — the biggest FICO gain of any age group. Nearly half of 18–29 borrowers now score 700+. Student loan delinquencies still cut scores by ~38 points on average.