I bonds vs high-yield savings: 4.26% is not an APY
New Series I bonds issued May 1 through October 31, 2026 pay a 4.26% composite rate for the first six months. A HYSA quotes an APY a bank can change. Those are not the same product.
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New Series I bonds issued May 1 through October 31, 2026 pay a 4.26% composite rate for the first six months. A HYSA quotes an APY a bank can change. Those are not the same product.